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  • Writer's pictureRyan Megson

Living in Rural Ontario: 6 Vital Factors to Consider Before Buying Your Dream Property


Hey everyone, it's Ryan Megson, your local real estate guide in Simcoe County and Cottage Country Ontario. If you've been contemplating a move to a rural area but are unsure about the lifestyle it entails, you're in the right place. In today's video, I'll be delving into the top 6 crucial factors you need to know before purchasing a rural property and living in rural Ontario. Whether you're a seasoned rural dweller or a potential newcomer, these insights will guide you in making an informed decision. Don't forget to hit that subscribe button for more valuable tips, and all my contact details are in the description below. Let's jump into today's video!


1. Heating: Rural living comes with unique considerations for heating. Inspect the property's insulation, walls, attic, basement, windows, and doors for efficiency. Assess the current heating system—whether it's a forced air furnace—and its age and fuel source. Propane and oil tanks are common in rural areas, often requiring rentals and inspections. Electric forced air may spike your hydro bill. Wood stoves, fireplaces, and pellet stoves need WETT certificates for insurance. Ensure wood-burning won't hinder financing. Optimal choices include electric heat pumps, geothermal heating, and radiant floor heating.

2. Electricity: Evaluate the property's electricity service. Check for adequate service and an updated electrical panel with breakers. In rural areas, power outages are common, so inquire about backup options like generators or alternative heat sources. Off-grid enthusiasts should check for solar panels, understanding power generation and potential savings.

3. Water: Rural properties offer diverse water sources, from wells to shared wells and community wells. Different well types, such as drilled, dug, and bored, require inspection. Ensure proper installation, sufficient water flow, and certified tests for contaminants. Shared well agreements must be reviewed for maintenance responsibilities. Homes near water bodies may use pumped river or lake water—ideal for cottages but may need filtration for year-round use.

4. Sewer: Consider the wastewater management system. While some areas have municipal sewers, septic systems are common. Check septic types—holding tanks or regular systems—shared systems, and associated maintenance fees. Inspect the septic system before finalizing an offer to avoid costly surprises.

5. Location: Assess property access and road maintenance. Know if roads are municipally maintained, seasonal, private, or through a right of way. Consider proximity to amenities, services, work, hospitals, grocery stores, and emergency services. Check for school and school bus routes if you have kids. Research internet and cell phone service availability.

6. Land and Neighboring Properties: Examine property zoning, ensuring it aligns with your needs. Check for multiple zoning designations and potential wetlands or flood zones. Investigate neighboring properties for potential nuisances like quarries or noisy farmland. Look into nearby development lands that could impact your property's value.


And there you have it, folks—my top 6 factors to consider before purchasing a rural property in Ontario. If you found this video helpful or have more questions, reach out using the contact details in the description below. Don't forget to hit that subscribe button for more insights. Until next time, happy rural property hunting!

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